Insurance Definition Bodily Injury
What does michigan bodily injury cover.
Insurance definition bodily injury. The cost of bodily injury insurance depends on how much liability coverage you buy. Bodily injury coverage is commonly offered by auto insurers. Bodily injury refers to any type of physical harm that is caused to any part of a person s body. Bodily injury bi liability insurance term that includes bodily harm sickness or disease including resulting death.
It can also cover pain and suffering which is the mental and emotional difficulty of experiencing and living with the injury. Bodily injury liability coverage generally has two coverage limits. Some auto accidents involve situations in which one person suffers severe bodily injury and. Bodily injury liability insurance can pay for things like hospital bills and other expenses related to treating an injury.
The cgl states that bodily injury means bodily injury sickness or disease sustained by a person including death resulting from any of these at any time bodily injury includes illness and disease as well as physical injury. In the context of insurance many insurance policies provide coverage for bodily injury. Bodily injury liability insurance definition is insurance against loss from legal liability of the insured for bodily injury to others especially when caused by accident. It also includes death if death results from bodily injury sickness or disease.
Whether a witness s emotional distress and trauma falls under the definition of bodily injury may arise in a court case. Bodily injury liability insurance covers claims made against you for injuries to others in an at fault auto accident. You have to have at least the minimum mandated by state car insurance laws. A per person limit and a per accident limit.
This does not cover medical expenses for the driver but it does cover medical expenses for passengers and the other driver who was hit. Bodily injury liability coverage is subject to a limit which is the maximum amount your car insurance policy will pay toward a covered claim. The bodily injury section of a liability insurance policy usually covers hospital bills. The per person limit applies to each person injured in an accident.
Bodily injury liability insurance is a type of insurance that is attached to car insurance and pays for physical harm in the event of an accident.
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