Insurance Definition Bodily Injury
You have to have at least the minimum mandated by state car insurance laws.
Insurance definition bodily injury. A per person limit and a per accident limit. It can also cover pain and suffering which is the mental and emotional difficulty of experiencing and living with the injury. Bodily injury liability coverage is subject to a limit which is the maximum amount your car insurance policy will pay toward a covered claim.
Michigan recommends auto insurance policies to provide bodily injury liability insurance coverage of not less than 250 000 per person and up to 500 000 per accident 250 000 500 000. Some auto accidents involve situations in which one person suffers severe bodily injury and. Bodily injury liability coverage generally has two coverage limits.
Bodily injury refers to any type of physical harm that is caused to any part of a person s body. Bodily injury liability insurance is a type of insurance that is attached to car insurance and pays for physical harm in the event of an accident. Bodily injury coverage is commonly offered by auto insurers.
Meaning pronunciation translations and examples. The cost of bodily injury insurance depends on how much liability coverage you buy. The bodily injury section of a liability insurance policy usually covers hospital bills.
It covers injuries caused by the policyholder to another person related to the person s automobile. It also includes death if death results from bodily injury sickness or disease. What does michigan bodily injury cover.
Bodily injury bi liability insurance term that includes bodily harm sickness or disease including resulting death. In the context of insurance many insurance policies provide coverage for bodily injury. The per person limit applies to each person injured in an accident.
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